Insurance Plans for Arthritis Treatment
Choose the Right Insurance Plan During Open Enrollment
Open enrollment through the US Health Insurance Marketplace (Healthcare.gov) began November 1 and will conclude on January 15, 2023. Now is the time to review insurance plans and select the most comprehensive coverage.
Many insurance plans do not cover the latest and most effective treatments that we use at Arthritis and Osteoporosis Treatment Center. We don’t want our patients paying high out-of-pocket costs in addition to health insurance fees. That’s why we recommend choosing an insurance plan that will cover the treatments you need for arthritis and rheumatic disease.
Recommended & Participating Insurances
We have selected a list of recommended and participating insurance plans because of their arthritis treatment coverage. Take a look at these options we accept at AOTC:
- Blue Cross Blue Shield*
- CHAMPVA (Civilian Health and Medical Program of the Department of Veterans Affairs)
- Railroad Medicare Part B
- United Healthcare
- Tricare Prime and Standard
*(All plans except HMO, Blue Select and Medicare Replacement Plan)
Why We Don’t Recommend Medicare Advantage Plans
While we accept Humana Medicare Advantage Plan, at AOTC we prefer not to participate in and do not recommend Medicare Replacement Plans, Medicare Advantage Plans or Medicaid. That is because these plans do not cover some of the latest and most effective arthritis treatments, including Biologics (also known as IV infusion treatment). These are very important for the treatment of arthritis and any rheumatologic disease.
We do not want our patients to suffer or feel helpless because of their insurance plans. Patients may think they are receiving a cost-effective solution with these plans, only to find the treatments they need must be paid out-of-pocket or with high co-pays. That is why we recommend insurance plans which cover the cost of Biologics and other state-of-the-art arthritis treatments.
More Information On Choosing Insurance Plans
Arthritis and other rheumatic diseases require long-term care, which is why choosing the best insurance plan is so important. For more information and helpful resources, visit these links to the national Arthritis Foundation: